One ledger, one BPM engine, one IAM, one provider gateway — wrapped in operator surfaces, observability and a journaled AI layer. Every flow is replayable. Every posting is double-entry. Every action is logged.
Hierarchical accounts, customer subaccounts, double-entry postings, balance history, blocked amounts, currency & rates. Audit-grade by default.
Transaction feed, balances, virtual cards, IBAN, SEPA, add-money, card-to-card, internal transfers, QR. Telco-aware identity.
Provider gateways: card issuer, payment acquirer, ACH / Open Banking provider, custody, schemes, SEPA. One contract, swap providers without touching the ledger.
Stateful process engine. Onboarding, KYC step-up, withdrawal approval, AML cases, card issuance, dispute handling.
OCR, liveness, sanctions, PEP, KYT on crypto in/out via specialist provider. Tiered KYC, manual review, regulator evidence pack.
Bounded-authority AI for ops: suggestions, not decisions. Human gates, replay, journaled actions, checkpointed state.
OAuth-based IAM. RBAC + ABAC, OAuth clients per tenant, role separation between Fin / BPM / Accounting / KYC / Treasury.
Replayable event log on AWS SQS/SNS. Decision journals, immutable audit trail, regulator evidence on demand.
One UI for payment ops, compliance, treasury. Cases, queues, journals, escalations. The cockpit your team actually opens.
Each system below runs on the same control plane — same ledger, same BPM, same KYC perimeter, same operator surface. Each one with a live ledger, audit trail and incident history we can show under NDA.
Consumer mobile wallet on a double-entry ledger. IBAN issuance, Visa card issuing, crypto custody, fiat/crypto switching, SEPA rails, SSO and full KYC/KYT.
Multi-tenant banking infrastructure. Fincore backend, accounting, treasury, BPM workflows for money movement, sponsor-bank controls and on/off-ramp rails. White-label-ready.
Unified crypto execution surface across Solana and EVM chains. Wallet import, limit orders, watchlists, copy trading, anti-MEV runtime guards and embedded payment cards.
Multi-exchange consensus with minimum-consensus order gate, ML scoring and anomaly detection. HWM performance fee, automated risk budget, trailing stops — investor-visible P&L with audit trail.
Multi-asset retail investment app with broker integration, bank linking, fractional shares, auto-invest, MiFID II best-execution reporting and regulated onboarding. Pre-trade risk with ten checks, T+1 settlement.
Graph-based transaction monitoring with wallet risk scoring, real-time alerts, tiered verification, OCR + FaceID, ML + rule-engine AML, PEP/sanctions screening, case management and SAR filing.
Values-aligned advisory with SEC-registered flows, curated collections, broker integration, mean-variance and Black-Litterman allocation, suitability-gated positions and goal-based planning.
Each of these started as a four-hour discovery brief. Map your perimeter — postings, providers, controls — and we'll show you what's already built and what's bespoke.
Book a working session →One transaction, every layer it touches, every artifact it produces. This is the difference between a wallet that works on a slide and a wallet that works at audit.
Each licensed entity — primary telecom OpCo, regional telecom OpCo, EU EMI and a CASP perimeter — does not share tokens, secrets, environments or audit logs. Crypto risk cannot leak into telco wallet posture. Period.